Lending Specialist


 

Position
Grade: 5
Title: Lending Specialist Report to:
Job Overview  To ensure to hit the loan portfolio/target with good quality as per company’s policy setting.
Key Responsibilities
New Client on-board/Sales Engagement:

1.          Achieve sales growth and targets as per plan.

2.        Promote and sell the loan products and services as per assigned.

3.        Do survey on customer profile screening before applying any loan services.

 Existing Client Relationship Management:

1.          Manage and maintain client relationship to gain more loyalty from clients through high quality service.

2.        Do regular field visit to existing clients to make them warm with company services.

Backend Process:

1.          Conduct the first time credit assessment with the tools advised by company.

2.        Actively support clients in application form processing and administering as per company’s policy.

3.        Build relationship with all levels of local authorities to get their support on loan document processing.

4.        Keep in-depth knowledge and understanding on the company’s product and service as well as other compliances.

5.        Do Sale reports as per timeline and requirement by company.

PAR Management:

1.          Manage repayment of client to pay on-time.

2.        Manage Loan quality to be satisfied within the company’s target.

Qualification/Experience Profile
·          Bachelor’s degree in Sales & Marketing or equivalent

·          At least 2 years of working experiences in Lending analysis and Sales

·          Good understanding and experience of micro-finance industry and retail banking

·          Excellent in communication and problem solving skills

·          Ability to work under pressure and highly self-motivated

·          Strong sense of urgency with high level of commitment and determination to deliver a great result.

·          Be available to travel to rural areas

 

Note: The Job Description must be completed for each position when a new job is created, or the responsibilities of the job change.

posted : 14 / 06 / 2022
Closing Date 30 / 06 2022 

Finance Supervisor

Job Brief: The Finance Supervisor helps to ensure the smooth functioning of the company by providing consistent and timely financial recording. The Finance Officer have to ensure that the finances of the company are carefully and effectively managed through reliable data entry, reconciliation and reporting using the accounting software. They also work with partners to review financial reports and provide support for finance where needed.

Job Descriptions:

  • Coordinate the processing of daily voucher expenses for cash advances, settlements, and direct payment to suppliers to ensure all financial transactions comply with financial policies and procedures of the company.
  • Cover petty cash duties, including conducting cash counts and reconciliations, ensuring adequate cash is available and that petty cash policies are followed.
  • Enter financial transactions, and proper descriptions that are clear to third parties are recorded into accounting software effectively to maintain accurate financial records.
  • Prepare bank reconciliation including reconciliation of account balance on a monthly basis, ensuring it was tracked and reconciles with General Ledger and bank balances.
  • Follow up staff and external supplier outstanding accounts in timely way to make sure it is cleared on time, checking for accurate expense codes on all transactions.
  • Provide capacity building on finance policy and processes to improve financial management across the organization.
  • Track monthly and annual schedules for finance tasks and reporting, organizing work to ensure targets are met in a timely manner.
  • Responsible for the complete and systematic filing of all finance -related documents (both hard and soft copy) in secure places where they can be accessed by the relevant staff.
  • Assist in auditing processes and requirements where required.
  • Attend team meetings and briefings as required.
  • Engage in ongoing personal development to ensure best practice in financial management and organization of work.
  • Others task which is assign by manager.

Requirements:

Personal Qualities:

  • Willingness to work in agreement with the company
  • Well organized and systematic in approach to
  • Honest, trustworthy and ability to learn new
  • Commitment to good teamwork.
  • Ability to empathize with those who have faced exploitation.

Experience & Skills:

  • Degree in finance, accounting, business admin. or related field.
  • At least 3 years’ experience in finance role.
  • Experience of using accounting software and systems
  • Good in Ms. Office (especially Ms. Excel is a plus)
  • Strongly in Chinese is prefer and also able to use English as general.
  • Demonstrated skills in problem solving and

Posted: 21/07/2021
Closing Date: 06/09/2021

Finance Supervisor

Job Brief: The Finance Supervisor helps to ensure the smooth functioning of the company by providing consistent and timely financial recording. The Finance Officer have to ensure that the finances of the company are carefully and effectively managed through reliable data entry, reconciliation and reporting using the accounting software. They also work with partners to review financial reports and provide support for finance where needed.

Job Descriptions:

  • Coordinate the processing of daily voucher expenses for cash advances, settlements, and direct payment to suppliers to ensure all financial transactions comply with financial policies and procedures of the company.
  • Cover petty cash duties, including conducting cash counts and reconciliations, ensuring adequate cash is available and that petty cash policies are followed.
  • Enter financial transactions, and proper descriptions that are clear to third parties are recorded into accounting software effectively to maintain accurate financial records.
  • Prepare bank reconciliation including reconciliation of account balance on a monthly basis, ensuring it was tracked and reconciles with General Ledger and bank balances.
  • Follow up staff and external supplier outstanding accounts in timely way to make sure it is cleared on time, checking for accurate expense codes on all transactions.
  • Provide capacity building on finance policy and processes to improve financial management across the organization.
  • Track monthly and annual schedules for finance tasks and reporting, organizing work to ensure targets are met in a timely manner.
  • Responsible for the complete and systematic filing of all finance -related documents (both hard and soft copy) in secure places where they can be accessed by the relevant staff.
  • Assist in auditing processes and requirements where required.
  • Attend team meetings and briefings as required.
  • Engage in ongoing personal development to ensure best practice in financial management and organization of work.
  • Others task which is assign by manager.

Requirements:

Personal Qualities:

  • Willingness to work in agreement with the company
  • Well organized and systematic in approach to
  • Honest, trustworthy and ability to learn new
  • Commitment to good teamwork.
  • Ability to empathize with those who have faced exploitation.

Experience & Skills:

  • Degree in finance, accounting, business admin. or related field.
  • At least 3 years’ experience in finance role.
  • Experience of using accounting software and systems
  • Good in Ms. Office (especially Ms. Excel is a plus)
  • Strongly in Chinese is prefer and also able to use English as general.
  • Demonstrated skills in problem solving and

Posted: 21/07/2021
Closing Date: 06/09/2021